Our Insurance Services
• Wealth Transfer Strategies
• Policy Underwriting
   Management
• Insurance Search and Selection
• Insurance Need Analysis
• Fee based Insurance Policy
   Analysis
• 401k Planning


Our Insurance Philosophy
• Insurance is a vehicle to transfer risk. Once the risk is identified, then determine the most cost effective way to cover that risk.

• When we represent a client to the insurance market place, we go through the following process:

o Choose the amount of
   protection needed.
o Choose the type of insurance
   that is most appropriate
o Choose the agent that has the
   expertise and integrity
   necessary for your situation.
o Develop a sound funding plan
   based on realistic economic
   assumptions.
o Select the company with the
   appropriate strength,
   appropriate product and
   integrity in the treatment of
   policyholders.
o Perform periodic review of policy
   performance and original
   assumptions.

Please direct inquiries to Doug Sheffield at dsheffield@ppcco.com